Campfire vs Puzzle
A side-by-side comparison of Campfire and Puzzle, two Finance tools, drawn from Ignaite's continuously-verified listings.
Compared from listings verified as of
At a glance
| Attribute | Campfire | Puzzle |
|---|---|---|
| Category | Finance | Finance |
| Pricing (differs) | PAID | FREEMIUM |
| License | Proprietary | Proprietary |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Model support | Single model (proprietary) | Single model (proprietary) |
| Vendor (differs) | Campfire | Puzzle Financial |
| Capabilities |
|
|
The honest brief
Campfire
A full AI-native ERP replacement (GL, revenue, close) — not a bolt-on AI feature on legacy software — built for startups migrating off NetSuite.
- Full ERP, not a point tool
- AI agents automate close & GL
- Wins migrations off NetSuite
- Backed by Accel and Ribbit
- Used by Replit, PostHog, Decagon
- Paid only, no free tier
- Young (founded 2023)
- Aimed at finance teams, not SMBs
Puzzle
Built ledger-first for AI categorization, so burn and runway update continuously instead of at month-end like retrofitted incumbents.
- Auto-categorizes up to 98% of txns
- Real-time burn and runway
- Syncs Stripe, Mercury, Ramp, Brex
- Startup-focused, narrow segment
- Newer than incumbent accounting tools
- Still needs an accountant for filings
When to pick which
Puzzle leans on Bookkeeping as a headline capability; Campfire treats it as secondary.
- Bookkeeping (primary capability)
They also differ on:
- Pricing
- PAID · FREEMIUM